Easy Financing for OneLaser Equipment
Flexible financing options to get the laser machine and equipment you need without breaking the bank.
Why Finance with OneLaser?
At OneLaser, we know that investing in high-quality laser machines and equipment is a big decision. That’s why we’ve teamed up with our own business financing services, Shop Pay, Affirm and ClickLease to offer flexible laser engraver financing, making it easier for you to bring top-quality laser tools into your business or projects.
Flexible Payments
Instant Decision
Low Upfront Costs
Choose Your Financing Options
The Best Financing Options to Capitalize on any Business Opportunity
If you're looking to upgrade your equipment without tying up your cash flow, the OneLaser Subsidy Loan for Small Business is the perfect solution. This financing option offers $0 down, deferred payments, and exclusive interest rate subsidies, enabling you to grow your business while keeping your cash reserves strong.
Why Choose ONELASER Business Financing Service?
Interest Rate Subsidies
- For equipment purchases over $5,000, we provide a 4% APR subsidy.
- For equipment purchases over $10,000, we offer a 7% APR subsidy.
- With these subsidies, your APR can be reduced to as low as 0%, depending on your credit and loan terms.
No Upfront Payment
Get started immediately with zero down payment, allowing you to focus on growing your business.
Deferred Payments
The first three months of the loan are payment-free, easing your cash flow while your business ramps up.
Flexible Terms
Loan terms are available for up to 60 months, offering flexible payment options to fit your budget.
Early Repayment Option
Pay off your loan early without a prepayment penalty, giving you full control over your financing.
Equipped to help you build your business
When new equipment is crucial to your business, you need an efficient financing process. That's what you can get when you work with First Citizens Bank Equipment Finance and its network of third-party referral sources. The bank did the heavy lifting, so you don't have to.
Why Choose First Citizens Bank?
Say no to the hassle
Getting a loan can be complicated. With financing through one of First Citizens Bank Equipment Finance's third-party referral sources, you can rest assured that the process will be simple and seamless with one point of contact throughout the journey.
Take advantage of competitive rates and products
Competitive rates and customized terms to fit your specific needs could make financing a better choice for your budget.
Select the best term length for your business
As a business owner, the key driver for acquiring new equipment should be to help increase your overall top-line revenue.
A cash flow evaluation can help you select your term and monthly payment.
A good rule of thumb is to choose a payment at a term that's approximately 25% of expected incremental monthly revenue—which could allow you to generate enough overall cash flow to have the new equipment pay for itself.
Access credit at a glance
While no credit decision can be rendered until your application is reviewed, its third-party referral sources require a minimum 600 FICO Score for business principals or guarantors and at least 2 years in business.
Generally, it also requires a minimum finance amount of $5,000 for business essential equipment.
Potentially reap some serious tax benefits
If you choose either an equipment finance agreement or a lease with a $1 residual, you may be able to take advantage of Section 179 to accelerate your depreciation expense in a single year.
If you choose a lease with a fair market value residual, financed equipment can be deducted as an operating expense in the period in which it's paid, reducing the overall cost.
Payments are also treated as expenses on the income sheet, so there's no need to worry about depreciation.
Simple Financing for Every Budget
If you’re looking for a simple, easy way to finance your ONELaser purchase, Shop Pay Installments could be your answer. Shop Pay offers two types of payment plans to suit different needs: 0% - 36% APR interest rate installments for small or large purchases and offer both short & long term finance options.
*Rates from 0%-36% APR. Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners. Options depend on your purchase amount, and a down payment may be required. State notices to consumers.
Payment options through Affirm are subject to eligibility.
View Affirm lending disclosures
How It Works:
Pay in 3, 6, or 12 monthly installments on the purchase.
* For instance, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks.
The Best Option for Businesses and High-Powered Machines
For businesses that need larger equipment or prefer long-term financing, ClickLease offers a robust solution with a small signing contract fee. Yes, you read that right—ClickLease allows you to start using your machine right away without a downpayment but do require a small signing contract fee.
Why Choose ClickLease?
Fast Approval:
Get approved in minutes, even with imperfect credit.
Little Upfront Cost:
$0 down and a small signing contract fee
Flexible Terms:
Customizable repayment plans.
Ownership:
Own your OneLaser machine at the end of the financing term.
Example Rates
ClickLease interest rates (APR) typically range from 12% to 28% or higher, depending on your credit and lease terms. Monthly payments vary based on purchase price and term length.
Best Practice
For growing businesses that need to manage cash flow, ClickLease is an excellent way to finance equipment, especially for larger purchases like the Hydra series or high-powered desktop models.
How to Get Started?
Applying for financing at ClickLease is simple:
1
Apply with Clicklease:
Use the Clicklease link provided on this page to start your financing application.
2
Get Approved:
After approval, you will receive an email from an OneLaser sales representative with the approved notice and instructions on the next steps.
3
Shop and Confirm Your Order:
Browse our site to select your product with our sales representative for your business to generate a quote for Clicklease.
4
Sign Documents:
Clicklease will send you the necessary documents for signature to finalize the finance terms and process.
5
Review and Approval:
Clicklease will review and approve your signed documents.
6
Release of Funds:
Once Clicklease approved and release the funds aretransferred, and your order will be processed and prepare to shipped.
Take the Next Step with OneLaser Financing
With flexible laser engraver financing options like Shop Pay Installments and ClickLease, you can get the laser engraver and equipment while keeping control of your cash flow. Our team is here to guide you.
Contact Our Team for Assistance
